Idaho FHA Loan Limits for 2025

FHA mortgage lending limits in IDAHO vary based on a variety of housing types and the cost of local housing. FHA mortgage loans are designed for borrowers who are unable to make large down payments.

2025 Lending Limits for FHA Loans in IDAHO Counties

County Name	1 Unit	2 Units	3 Units	4 Units
ADA	$586,500	$750,800	$907,550	$1,127,900
ADAMS	$524,225	$671,200	$811,275	$1,008,300
BANNOCK	$524,225	$671,200	$811,275	$1,008,300
BEAR LAKE	$524,225	$671,200	$811,275	$1,008,300
BENEWAH	$524,225	$671,200	$811,275	$1,008,300
BINGHAM	$524,225	$671,200	$811,275	$1,008,300
BLAINE	$759,000	$971,650	$1,174,500	$1,459,650
BOISE	$586,500	$750,800	$907,550	$1,127,900
BONNER	$524,225	$671,200	$811,275	$1,008,300
BONNEVILLE	$524,225	$671,200	$811,275	$1,008,300
BOUNDARY	$524,225	$671,200	$811,275	$1,008,300
BUTTE	$524,225	$671,200	$811,275	$1,008,300
CAMAS	$759,000	$971,650	$1,174,500	$1,459,650
CANYON	$586,500	$750,800	$907,550	$1,127,900
CARIBOU	$524,225	$671,200	$811,275	$1,008,300
CASSIA	$524,225	$671,200	$811,275	$1,008,300
CLARK	$524,225	$671,200	$811,275	$1,008,300
CLEARWATER	$524,225	$671,200	$811,275	$1,008,300
CUSTER	$524,225	$671,200	$811,275	$1,008,300
ELMORE	$524,225	$671,200	$811,275	$1,008,300
FRANKLIN	$524,225	$671,200	$811,275	$1,008,300
FREMONT	$524,225	$671,200	$811,275	$1,008,300
GEM	$586,500	$750,800	$907,550	$1,127,900
GOODING	$524,225	$671,200	$811,275	$1,008,300
IDAHO	$524,225	$671,200	$811,275	$1,008,300
JEFFERSON	$524,225	$671,200	$811,275	$1,008,300
JEROME	$524,225	$671,200	$811,275	$1,008,300
KOOTENAI	$572,700	$733,150	$886,200	$1,101,350
LATAH	$524,225	$671,200	$811,275	$1,008,300
LEMHI	$524,225	$671,200	$811,275	$1,008,300
LEWIS	$524,225	$671,200	$811,275	$1,008,300
LINCOLN	$524,225	$671,200	$811,275	$1,008,300
MADISON	$524,225	$671,200	$811,275	$1,008,300
MINIDOKA	$524,225	$671,200	$811,275	$1,008,300
NEZ PERCE	$524,225	$671,200	$811,275	$1,008,300
ONEIDA	$524,225	$671,200	$811,275	$1,008,300
OWYHEE	$586,500	$750,800	$907,550	$1,127,900
PAYETTE	$524,225	$671,200	$811,275	$1,008,300
POWER	$524,225	$671,200	$811,275	$1,008,300
SHOSHONE	$524,225	$671,200	$811,275	$1,008,300
TETON	$1,209,750	$1,548,975	$1,872,225	$2,326,875
TWIN FALLS	$524,225	$671,200	$811,275	$1,008,300
VALLEY	$573,850	$734,650	$888,000	$1,103,550
WASHINGTON	$524,225	$671,200	$811,275	$1,008,300

If you are wanting to learn more about FHA Mortgages then head over to our main Idaho Mortgage page or give us a call and we will be more than happy to help you out.

*Please visit our Disclosures page for more details for all loan types

*The views, articles, postings and other information listed on this website are personal and do not necessarily represent the opinion or the position of American Pacific Mortgage Corporation