Idaho FHA Loan Limits for 2023
Lending Limits for FHA Loans in IDAHO Counties
FHA mortgage lending limits in IDAHO vary based on a variety of housing types and the cost of local housing. FHA mortgage loans are designed for borrowers who are unable to make large down payments.
| County Name | 1 Unit | 2 Units | 3 Units | 4 Units |
| ADA | $586,500 | $750,800 | $907,550 | $1,127,900 |
| ADAMS | $472,030 | $604,400 | $730,525 | $907,900 |
| BANNOCK | $472,030 | $604,400 | $730,525 | $907,900 |
| BEAR LAKE | $472,030 | $604,400 | $730,525 | $907,900 |
| BENEWAH | $472,030 | $604,400 | $730,525 | $907,900 |
| BINGHAM | $472,030 | $604,400 | $730,525 | $907,900 |
| BLAINE | $740,600 | $948,100 | $1,146,050 | $1,424,250 |
| BOISE | $586,500 | $750,800 | $907,550 | $1,127,900 |
| BONNER | $523,250 | $669,850 | $809,700 | $1,006,250 |
| BONNEVILLE | $472,030 | $604,400 | $730,525 | $907,900 |
| BOUNDARY | $472,030 | $604,400 | $730,525 | $907,900 |
| BUTTE | $472,030 | $604,400 | $730,525 | $907,900 |
| CAMAS | $740,600 | $948,100 | $1,146,050 | $1,424,250 |
| CANYON | $586,500 | $750,800 | $907,550 | $1,127,900 |
| CARIBOU | $472,030 | $604,400 | $730,525 | $907,900 |
| CASSIA | $472,030 | $604,400 | $730,525 | $907,900 |
| CLARK | $472,030 | $604,400 | $730,525 | $907,900 |
| CLEARWATER | $472,030 | $604,400 | $730,525 | $907,900 |
| CUSTER | $472,030 | $604,400 | $730,525 | $907,900 |
| ELMORE | $472,030 | $604,400 | $730,525 | $907,900 |
| FRANKLIN | $492,200 | $630,100 | $761,650 | $946,550 |
| FREMONT | $472,030 | $604,400 | $730,525 | $907,900 |
| GEM | $586,500 | $750,800 | $907,550 | $1,127,900 |
| GOODING | $472,030 | $604,400 | $730,525 | $907,900 |
| IDAHO | $472,030 | $604,400 | $730,525 | $907,900 |
| JEFFERSON | $472,030 | $604,400 | $730,525 | $907,900 |
| JEROME | $472,030 | $604,400 | $730,525 | $907,900 |
| KOOTENAI | $572,700 | $733,150 | $886,200 | $1,101,350 |
| LATAH | $472,030 | $604,400 | $730,525 | $907,900 |
| LEMHI | $472,030 | $604,400 | $730,525 | $907,900 |
| LEWIS | $472,030 | $604,400 | $730,525 | $907,900 |
| LINCOLN | $472,030 | $604,400 | $730,525 | $907,900 |
| MADISON | $472,030 | $604,400 | $730,525 | $907,900 |
| MINIDOKA | $472,030 | $604,400 | $730,525 | $907,900 |
| NEZ PERCE | $472,030 | $604,400 | $730,525 | $907,900 |
| ONEIDA | $472,030 | $604,400 | $730,525 | $907,900 |
| OWYHEE | $586,500 | $750,800 | $907,550 | $1,127,900 |
| PAYETTE | $472,030 | $604,400 | $730,525 | $907,900 |
| POWER | $472,030 | $604,400 | $730,525 | $907,900 |
| SHOSHONE | $472,030 | $604,400 | $730,525 | $907,900 |
| TETON | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| TWIN FALLS | $472,030 | $604,400 | $730,525 | $907,900 |
| VALLEY | $573,850 | $734,650 | $888,000 | $1,103,550 |
| WASHINGTON | $472,030 | $604,400 | $730,525 | $907,900 |
Idaho FHA Loan Limits For 2022
| ADA County | |||
| BOISE CITY, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $515,200 | $659,550 | $797,250 | $990,800 |
| ADAMS County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| BANNOCK County | |||
| POCATELLO, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| BEAR LAKE County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| BENEWAH County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| BINGHAM County | |||
| BLACKFOOT, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| BLAINE County | |||
| HAILEY, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $648,600 | $830,300 | $1,003,650 | $1,247,300 |
| BOISE County | |||
| BOISE CITY, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $515,200 | $659,550 | $797,250 | $990,800 |
| BONNER County | |||
| SANDPOINT, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $427,800 | $547,650 | $662,000 | $822,700 |
| BONNEVILLE County | |||
| IDAHO FALLS, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| BOUNDARY County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| BUTTE County | |||
| IDAHO FALLS, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| CAMAS County | |||
| HAILEY, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $648,600 | $830,300 | $1,003,650 | $1,247,300 |
| CANYON County | |||
| BOISE CITY, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $515,200 | $659,550 | $797,250 | $990,800 |
| CARIBOU County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| CASSIA County | |||
| BURLEY, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| CLARK County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| CLEARWATER County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| CUSTER County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| ELMORE County | |||
| MOUNTAIN HOME, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| FRANKLIN County | |||
| LOGAN, UT-ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| FREMONT County | |||
| REXBURG, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| GEM County | |||
| BOISE CITY, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $515,200 | $659,550 | $797,250 | $990,800 |
| GOODING County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| IDAHO County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| JEFFERSON County | |||
| IDAHO FALLS, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| JEROME County | |||
| TWIN FALLS, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| KOOTENAI County | |||
| COEUR D’ALENE, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $483,000 | $618,300 | $747,400 | $928,850 |
| LATAH County | |||
| MOSCOW, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| LEMHI County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| LEWIS County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| LINCOLN County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| MADISON County | |||
| REXBURG, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| MINIDOKA County | |||
| BURLEY, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| NEZ PERCE County | |||
| LEWISTON, ID-WA | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| ONEIDA County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| OWYHEE County | |||
| BOISE CITY, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $515,200 | $659,550 | $797,250 | $990,800 |
| PAYETTE County | |||
| ONTARIO, OR-ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| POWER County | |||
| POCATELLO, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| SHOSHONE County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| TETON County | |||
| JACKSON, WY-ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| TWIN FALLS County | |||
| TWIN FALLS, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| VALLEY County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
| WASHINGTON County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $420,680 | $538,650 | $651,050 | $809,150 |
Idaho FHA Loan Limits for 2021
| ADA County | |||
| BOISE CITY, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $415,150 | $531,450 | $642,400 | $798,350 |
| ADAMS County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| BANNOCK County | |||
| POCATELLO, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| BEAR LAKE County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| BENEWAH County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| BINGHAM County | |||
| BLACKFOOT, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| BLAINE County | |||
| HAILEY, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $646,300 | $827,400 | $1,000,100 | $1,242,900 |
| BOISE County | |||
| BOISE CITY, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $415,150 | $531,450 | $642,400 | $798,350 |
| BONNER County | |||
| SANDPOINT, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| BONNEVILLE County | |||
| IDAHO FALLS, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| BOUNDARY County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| BUTTE County | |||
| IDAHO FALLS, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| CAMAS County | |||
| HAILEY, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $646,300 | $827,400 | $1,000,100 | $1,242,900 |
| CANYON County | |||
| BOISE CITY, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $415,150 | $531,450 | $642,400 | $798,350 |
| CARIBOU County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| CASSIA County | |||
| BURLEY, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| CLARK County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| CLEARWATER County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| CUSTER County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| ELMORE County | |||
| MOUNTAIN HOME, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| FRANKLIN County | |||
| LOGAN, UT-ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| FREMONT County | |||
| REXBURG, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| GEM County | |||
| BOISE CITY, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $415,150 | $531,450 | $642,400 | $798,350 |
| GOODING County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| IDAHO County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| JEFFERSON County | |||
| IDAHO FALLS, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| JEROME County | |||
| TWIN FALLS, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| KOOTENAI County | |||
| COEUR D’ALENE, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $388,700 | $497,600 | $601,500 | $747,500 |
| LATAH County | |||
| MOSCOW, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| LEMHI County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| LEWIS County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| LINCOLN County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| MADISON County | |||
| REXBURG, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| MINIDOKA County | |||
| BURLEY, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| NEZ PERCE County | |||
| LEWISTON, ID-WA | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| ONEIDA County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| OWYHEE County | |||
| BOISE CITY, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $415,150 | $531,450 | $642,400 | $798,350 |
| PAYETTE County | |||
| ONTARIO, OR-ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| POWER County | |||
| POCATELLO, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| SHOSHONE County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| TETON County | |||
| JACKSON, WY-ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| TWIN FALLS County | |||
| TWIN FALLS, ID | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
| VALLEY County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $379,500 | $485,800 | $587,250 | $729,800 |
| WASHINGTON County | |||
| NON-METRO | |||
| Single | Duplex | Tri-plex | Four-plex |
|---|---|---|---|
| $356,362 | $456,275 | $551,500 | $685,400 |
If you are wanting to learn more about FHA Mortgages then head over to our main Idaho Mortgage page or give us a call and we will be more than happy to help you out.
*Please visit our Disclosures page for more details for all loan types
*The views, articles, postings and other information listed on this website are personal and do not necessarily represent the opinion or the position of American Pacific Mortgage Corporation