Idaho VA Home Loan Mortgage Limits 2023

In 2023, the VA home loan limits for Idaho reflect an increase in line with the Federal Housing Finance Agency (FHFA) conforming loan limits. For most counties in Idaho, the VA loan limit for a single-family residence has been set at $726,200, which is a step up from the previous year. This adjustment allows veterans and other eligible borrowers to better compete in the housing market, particularly in areas where home prices have risen.

The VA loan limits can vary by city and county, especially in higher-cost areas, where the limits can be higher to accommodate the local housing market prices. It’s important for potential borrowers to check the specific limits for the city in which they are looking to purchase a home, as this will dictate the maximum loan amount they can secure without a down payment.

Aberdeen	$726,200
Ahsahka	$726,200
Albion	$726,200
Almo	$726,200
American Falls	$726,200
Arbon	$726,200
Arco	$726,200
Arimo	$726,200
Ashton	$726,200
Athol	$726,200
Atomic City	$726,200
Avery	$726,200
Bancroft	$726,200
Banks	$726,200
Basalt	$726,200
Bayview	$726,200
Bellevue	$740,600
Bern	$726,200
Blackfoot	$726,200
Blanchard	$726,200
Bliss	$726,200
Bloomington	$726,200
Boise	$726,200
Bonners Ferry	$726,200
Bovill	$726,200
Bruneau	$726,200
Buhl	$726,200
Burley	$726,200
Calder	$726,200
Caldwell	$726,200
Cambridge	$726,200
Carey	$740,600
Careywood	$726,200
Carmen	$726,200
Cascade	$726,200
Castleford	$726,200
Cataldo	$726,200
Challis	$726,200
Chester	$726,200
Clark Fork	$726,200
Clarkia	$726,200
Clayton	$726,200
Clifton	$726,200
Cobalt	$726,200
Cocolalla	$726,200
Coeur D Alene	$726,200
Colburn	$726,200
Conda	$726,200
Coolin	$726,200
Corral	$740,600
Cottonwood	$726,200
Council	$726,200
Craigmont	$726,200
Culdesac	$726,200
Dayton	$726,200
Deary	$726,200
Declo	$726,200
Desmet	$726,200
Dietrich	$726,200
Dingle	$726,200
Donnelly	$726,200
Dover	$726,200
Downey	$726,200
Driggs	$1,089,300
Dubois	$726,200
Eagle	$726,200
Eastport	$726,200
Eden	$726,200
Elk City	$726,200
Elk River	$726,200
Ellis	$726,200
Emmett	$726,200
Fairfield	$740,600
Felt	$1,089,300
Fenn	$726,200
Ferdinand	$726,200
Fernwood	$726,200
Filer	$726,200
Firth	$726,200
Fish Haven	$726,200
Fort Hall	$726,200
Franklin	$726,200
Fruitland	$726,200
Garden City	$726,200
Garden Valley	$726,200
Genesee	$726,200
Geneva	$726,200
Georgetown	$726,200
Gibbonsville	$726,200
Glenns Ferry	$726,200
Gooding	$726,200
Grace	$726,200
Grand View	$726,200
Grangeville	$726,200
Greencreek	$726,200
Greenleaf	$726,200
Hagerman	$726,200
Hailey	$740,600
Hamer	$726,200
Hammett	$726,200
Hansen	$726,200
Harrison	$726,200
Harvard	$726,200
Hayden	$726,200
Hazelton	$726,200
Heyburn	$726,200
Hill City	$740,600
Holbrook	$726,200
Homedale	$726,200
Hope	$726,200
Horseshoe Bend	$726,200
Howe	$726,200
Huston	$726,200
Idaho City	$726,200
Idaho Falls	$726,200
Indian Valley	$726,200
Inkom	$726,200
Iona	$726,200
Irwin	$726,200
Island Park	$726,200
Jerome	$726,200
Juliaetta	$726,200
Kamiah	$726,200
Kellogg	$726,200
Kendrick	$726,200
Ketchum	$740,600
Kimberly	$726,200
King Hill	$726,200
Kingston	$726,200
Kooskia	$726,200
Kootenai	$726,200
Kuna	$726,200
Laclede	$726,200
Lake Fork	$726,200
Lapwai	$726,200
Lava Hot Springs	$726,200
Leadore	$726,200
Lemhi	$726,200
Lenore	$726,200
Letha	$726,200
Lewiston	$726,200
Lewisville	$726,200
Lowman	$726,200
Lucile	$726,200
Mackay	$726,200
Macks Inn	$726,200
Malad City	$726,200
Malta	$726,200
Marsing	$726,200
May	$726,200
Mccall	$726,200
Mccammon	$726,200
Medimont	$726,200
Melba	$726,200
Menan	$726,200
Meridian	$726,200
Mesa	$726,200
Middleton	$726,200
Midvale	$726,200
Minidoka	$726,200
Monteview	$726,200
Montpelier	$726,200
Moore	$726,200
Moreland	$726,200
Moscow	$726,200
Mountain Home Afb	$726,200
Mountain Home	$726,200
Moyie Springs	$726,200
Mullan	$726,200
Murphy	$726,200
Murray	$726,200
Murtaugh	$726,200
Nampa	$726,200
Naples	$726,200
New Meadows	$726,200
New Plymouth	$726,200
Newdale	$726,200
Nezperce	$726,200
Nordman	$726,200
North Fork	$726,200
Notus	$726,200
Oakley	$726,200
Ola	$726,200
Oldtown	$726,200
Orofino	$726,200
Osburn	$726,200
Paris	$726,200
Parker	$726,200
Parma	$726,200
Paul	$726,200
Payette	$726,200
Peck	$726,200
Picabo	$740,600
Pierce	$726,200
Pinehurst	$726,200
Pingree	$726,200
Placerville	$726,200
Plummer	$726,200
Pocatello	$726,200
Pollock	$726,200
Ponderay	$726,200
Porthill	$726,200
Post Falls	$726,200
Potlatch	$726,200
Preston	$726,200
Priest River	$726,200
Princeton	$726,200
Rathdrum	$726,200
Reubens	$726,200
Rexburg	$726,200
Richfield	$726,200
Rigby	$726,200
Riggins	$726,200
Ririe	$726,200
Roberts	$726,200
Rockland	$726,200
Rogerson	$726,200
Rupert	$726,200
Sagle	$726,200
Saint Anthony	$726,200
Saint Charles	$726,200
Saint Maries	$726,200
Salmon	$726,200
Sandpoint	$726,200
Santa	$726,200
Shelley	$726,200
Shoshone	$726,200
Shoup	$726,200
Silverton	$726,200
Smelterville	$726,200
Soda Springs	$726,200
Spencer	$726,200
Spirit Lake	$726,200
Springfield	$726,200
Stanley	$726,200
Star	$726,200
Stites	$726,200
Sugar City	$726,200
Sun Valley	$740,600
Swan Valley	$726,200
Swanlake	$726,200
Sweet	$726,200
Tendoy	$726,200
Tensed	$726,200
Terreton	$726,200
Teton	$726,200
Tetonia	$1,089,300
Thatcher	$726,200
Troy	$726,200
Twin Falls	$726,200
Ucon	$726,200
Victor	$1,089,300
Viola	$726,200
Wallace	$726,200
Warren	$726,200
Wayan	$726,200
Weippe	$726,200
Weiser	$726,200
Wendell	$726,200
Weston	$726,200
White Bird	$726,200
Wilder	$726,200
Winchester	$726,200
Worley	$726,200
Yellow Pine	$726,200

For more information about the different types of Idaho VA Mortgages available to you click the link

*Please visit our Disclosures page for more details for all loan types

*The views, articles, postings and other information listed on this website are personal and do not necessarily represent the opinion or the position of American Pacific Mortgage Corporation